Free Whatnot Fee Calculator

See what Whatnot takes from a sale: the commission for your category and tier and the payment processing fee, then your payout, profit and break-even price. Free to use, no sign-up.

Sold price

Winning bid or Buy It Now

Shipping buyer pays

Pays Whatnot's prepaid label; adds to processing

Real Whatnot fee examples

Three sales run through the calculator on this page. The images are the breakdowns it drew. Item costs are example numbers; put in your own.

Whatnot fee breakdown for a $60 Pokémon card from the free Whatnot fee calculator — A $60 Pokémon card in a show

Whatnot fee breakdown for sneakers, $180 + $12 shipping from the free Whatnot fee calculator — Sneakers at $180 on a Tier 2 account

Whatnot fee breakdown for a $2,500 graded sports card from the free Whatnot fee calculator — A $2,500 graded card with 0% over $1,500

Worked out on 12 November 2026 with the US rates on Whatnot’s Help Center seller fee pages (tiers in effect since 21 September 2026).

How to work out your Whatnot fees by hand

Find your commission rate: your category and your tier (your sales over the last 28 days). Standard is 8% in most categories and 4% for coins.
Multiply the item price by that rate. Shipping and tax are not part of the commission.
Add up what the buyer pays (item, shipping and sales tax), take 2.9% of it and add $0.30. That is the processing fee.
Take both fees from the item price to get your payout, then subtract what the item cost you for profit.

Ways sellers lower their Whatnot fees

Keep selling across categories: the tier counts all your sales in the last 28 days, and fashion drops to 4.5% at the top.
Check if your category qualifies for 0% commission on the part above $1,500 while the offer runs.
Set starting bids at or above your break-even price so a quiet show can’t sell at a loss.
Use the box that matches your label; a mismatched package costs about $20 in carrier adjustments.

How it works

How to use the Whatnot Fee Calculator

1
Enter the sale
The winning bid or Buy It Now price, the shipping the buyer pays and their sales tax rate.
2
Pick category and tier
Your category and your last 28 days of sales set the commission rate.
3
Add your costs
What the item cost you gives profit, margin and a break-even price.

Whatnot charges a commission on every item you sell in a show or a listing, plus a payment processing fee, and since September 2026 the commission depends on your category and your seller tier. This free Whatnot fee calculator works out both fees, what you get paid, your profit and margin, and the lowest price that still breaks even.

Whatnot Fee Calculator: styled product photo

How Whatnot fees are calculated

There are two fees. The commission is a percentage of the item price only: 8% at the Standard tier in most categories, 4% for coins and bullion. The payment processing fee is 2.9% of the whole order, which is the item, the shipping and the sales tax, plus $0.30. The calculator shows each one on its own line.

Whatnot commission rates by tier and category

Sports cards and trading card games drop from 8% to 7.75%, 7.5%, 7.25%, 7%, 6.75% and 6.5% as you move up the tiers. Fashion drops faster, to 7%, 6.5%, 5.5%, 5% and 4.5%. Other collectibles go down to 5%, everything else to 4%, and coins from 4% to 3.5%. Your tier is set by your sales over the last 28 days, so it can change from week to week.

Whatnot fees on high-value sales

Whatnot runs a limited-time offer that charges 0% commission on the part of an item’s price above $1,500 in eligible categories. On a $2,500 graded card you pay 8% of $1,500, not of $2,500. Tick the box in the calculator if your category qualifies. The processing fee still applies to the full amount.

Profit, margin and break-even price on Whatnot

Your payout is the item price minus the commission and the processing fee. The shipping pays for Whatnot’s prepaid label and the tax goes to the state. Take off what the item cost you to get profit. The break-even price is the lowest price where profit reaches zero, which helps when you set a starting bid, and the target box shows the price you need for the margin you want.

FAQ

Whatnot Fee Calculator: questions sellers ask

How much does Whatnot take from a sale?

At the Standard tier, Whatnot takes an 8% commission on the item price, plus a 2.9% + $0.30 payment processing fee on everything the buyer pays (item, shipping and sales tax). On a $60 card with free shipping and 7% tax that is $6.96, or 11.6% of the price.

What are the Whatnot seller tiers?

Since September 21, 2026, Whatnot lowers the commission as your sales grow. Your tier is set by your sales across all categories over the last 28 days: Standard under $15,000, then tiers from $15,000, $35,000, $50,000, $100,000, $250,000 and $500,000. How much the rate drops depends on the category.

Does Whatnot charge commission on shipping and tax?

No. The commission is charged on the item price only. The 2.9% + $0.30 processing fee is charged on the whole order, so shipping and tax do add a little to that part.

Who pays shipping on Whatnot?

The buyer pays shipping at checkout and Whatnot makes a prepaid label for you to print, so you don’t buy a label and the shipping money does not go to your payout. You pay extra only if you cover shipping yourself, for example on giveaways or discounts.

Are coin and bullion fees lower on Whatnot?

Yes. Coins, bullion and paper money pay 4% commission at the Standard tier, falling to 3.5% at the top tier, about half the 8% most other categories pay.

Is Z Product AI really free?

Yes. Every tool and assistant on Z Product AI is free to use, with no sign-up and no credit card. Very heavy use is paced with short waits so the site stays free for everyone.

Does Whatnot charge fees on giveaways?

A giveaway sells for $0, so there is no commission on it, but you still pay for the item and usually the shipping. Count giveaways as a cost of the show.

How often does my Whatnot tier change?

The tier looks at your sales over the last 28 days, so it moves up or down as that window rolls forward. Pick the tier you expect to be in on the day of the sale.

Keep going